4 of Pentacles

  • Arcana Minor
  • Suit Pentacles
  • Figure on this site The locked chest
Historical evidence

In the earliest decks

The Four of Pentacles belongs to the suit of coins, one of the four Italian suits (coins, cups, swords and batons). These suits came into Europe in the 1370s with playing cards from Mamluk Egypt and Moorish Granada, and trace back through the Islamic world to older Chinese money-suited cards. In Italian decks the suit is often called denari.

In the c. 1450 Visconti-Sforza cards, made in the workshop of Bonifacio Bembo, the Four of Coins shows four plain gold discs on a patterned ground, with no figure and no scene. Scholars disagree about the discs: Gertrude Moakley reads them as Visconti sun emblems, while Giordano Berti compares them to a florin of Filippo Maria Visconti. The later Tarot de Marseille (about 1650 to 1700) also gives a plain arrangement of four coins with a small flourish in the middle.

The first tarot deck with a picture on every numbered card is the Sola Busca, engraved around 1490 and painted in 1491, probably in Venice or the Veneto; its artist is unknown. Its pips carry Arabic numerals. Scholars think Pamela Colman Smith may have seen photographs of it before drawing her 1909 deck, so the idea of an illustrated Four may come from that tradition. No fifteenth-century source gives this card a meaning.

Historical evidence

The Rider-Waite-Smith card

In 1909 Pamela Colman Smith drew the Four of Pentacles for Arthur Edward Waite, and the Rider company published the deck that year. Unlike the plain coin patterns of Visconti-Sforza and Marseille cards, her card is a scene: Waite describes a crowned figure holding a pentacle with a second on the head and two more under the feet, so that all four coins are tied to one person.

This is a new image in the tarot tradition, set against the earlier counting of four discs.

Myth and literature · Quotation

Waite’s description

A crowned figure, having a pentacle over his crown, clasps another with hands and arms; two pentacles are under his feet.

Myth and literature · Context

Later meanings

Later occult systems, not the old decks, tied the card to astrology: it is commonly linked to the Sun in Capricorn, a pairing found in modern descriptions of the Golden Dawn scheme. Divination books of the twentieth century added the idea of holding on to possessions. None of this appears in fifteenth-century sources.

Modern interpretation

As read on this site

This is the meaning used for readings here. Using the tarot to divine is a modern practice, and the Norse figure shown for each card is this site’s own association; the tarot began as an Italian card game. A short history is on the Tarot page.

Upright

Keywords: security, appropriate caution, consolidation, protecting resources

The locked chest offers security through holding tight, and there's a real, if temporary, usefulness to that. Sometimes consolidating and protecting what you have is exactly the right move, especially after a period of expansion or risk. This card isn't about hoarding; it's about appropriate, time-limited caution.

In general: Holding tight to what you have right now is sensible, not stingy. This is a moment for consolidation, not expansion.

In love: Taking a protective, careful stance in a relationship after a period of vulnerability or risk. Reasonable, for now.

In work: Consolidating resources or securing what's already been built before taking on new risk.

Reversed

Keywords: excessive guardedness, closed off, stunted by caution, over-protection

Holding so tight that nothing new can get in turns appropriate caution into a closed system that can't grow. The chest that's never opened doesn't just protect what's inside; it also stops anything new from joining it. At some point, the lock needs to come off, at least partway.

In general: Protective caution has hardened into a closed posture that's now preventing growth rather than enabling it.

In love: Guarding yourself so completely in a relationship that genuine closeness can't actually get through.

In work: Holding resources, information, or control so tightly that collaboration or growth is being actively blocked.

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